Short Term Insurance

Jurgens Insurance Brokers

We feel strongly that insurance is not a matter for a call-centre, one-size-fits-all solution.  We have extensive experience in the short-term insurance industry and a team of highly skilled staff who take pride in providing the best possible solution for your needs. As no one product suits all needs, it is much more prudent to allow an expert to assess your situation and advise you on a solution tailored to your particular needs.

We offer practically every type of cover you may need.  Some of the more standard ones are:

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 Household and Motor Insurance

We go out to quote with various insurers thus offering you tailor-made solutions to fit your pocket. This standard type of insurance covers your personal belongings including house contents, all risks (personal belongings) and motor vehicles.

In addition to the standard offerings in the personal insurance space, and depending on the client profile, niche products catering for High Net Worth Clients are also available. These products offer many benefits that are generally not available in the standard products.

Building Insurance

You are no longer obliged to take the banks’ Building Insurance when applying for a bond, which is often more expensive and where cover can be limited. Jurgens Insurance Brokers is able to provide our clients with a specialised building insurance product. We also offer similar cover for factory buildings, office blocks and sectional title buildings.

Marine/transit insurance

We can provide insurance for all your import and export cargo, stock throughput and carriers’ liability policy, as well as stand-alone goods in transit policy.

Motor Vehicles

There are not many insurers who offer a motor vehicle only policy. At Jurgens Insurance Brokers we have recognised that there is a need for this. Young working people in particular will find this useful for when they have bought their first vehicle but do not yet need comprehensive household insurance.

Insurance cover can also be extended to 4 x 4 vehicles, classic/exotic vehicles and imports. Car Hire is automatically included with specifically selected products.

Bus/truck insurance

The most comprehensive truck and bus policy in the market with a low excess structure. Excess is based on the claim value and not on the value of the truck. In this type of policy there is no theft excess and it also includes environmental hazards, vehicle spillage and clean up.

Engineering insurance

We provide Contractors’ All Risks Insurance. Standard insurance policies do not provide cover for those businesses that work on building sites.

Directors and officers insurance

Directors, managers and members of companies can no longer be shielded by the company and can be sued in their private capacity by the public for negligence deemed to be caused by their actions. This type of policy would take care of legal costs and the awarding of damages if needed.

Other types of insurance offered include

Taxi/Transport, Arts, Antiques & Collectibles; Aviation; Bed & Breakfast & Guesthouse Insurance; Employment Practices Liability; Event Liability; Film Producers Indemnity; Game Farms; Hole in One; Hospitality Industry; Jewellers; Legal Expenses Cover; Medical Malpractice; Motor Vehicle Mechanical Warranty; Performance Guarantees, Mining Rehabilitation Guarantees & Liquidation Bonds; Pet Insurance Medical Insurance products; Professional Indemnity Cover; Travel / Tourism Insurance